PPF Calculator - Public Provident Fund Interest & Return Calculator Online
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PPF Calculator


Total Investment

Total Interest

Maturity Value

What is PPF?

PPF means Public Provident Fund. The National Savings Institute of the Ministry of Finance in 1968 introduced Public Provident Fund(PPF) aimed at providing mobilized small savings. It is a long-term investment scheme especially for those who want to get a higher and stable return. The Central Government of India monitors and regulates the payable interest on Public Provident Fund(PPF).

What is PPF Calculator?

If you are a student who might need funds later on for studies, a responsible parent who has concern for their child’s study, or even someone who wants to have a good retirement and planning to do so. For all of you, PPF is a very good choice. But it is not as simple as it seems to estimate the amount, returns, and interest. All these things are complicated but you should only focus on opening a PPF account, Professional Utilities will resolve the problem of calculating all the interest rates and return on your PPF account for you. If you don’t know how this works, we will explain it to you.

How to use PPF Calculator?

You can easily utilize this PPF calculator to know the maturity value of your PPF account by providing your annual or monthly investment amount and the time period of your PPF account.

{Note: The minimum period of investment is 15 years.}

Let us simply explain how to use the online PPF Calculator for you.

Step 1. You can use the up and down toggles to adjust the amount of investment or else you can set the amount using the cursor also under ‘Yearly Investment’.

Step 2. Once the amount is set then you just have to insert the Time period of your PPF account by using the same method as done for the amount in Step 1.

Step 3. Then you will get down to the option of ‘rate of Interest’ which is fixed by the Central Government of India.

Step 4. You will already be showing your Maturity Value, Total Investment, and total Interest. For a better understanding pie chart showing your total investment and total interest after maturing your PPF account will also be displayed.

How PPF is calculated?

Professional Utilities uses a formula to compute the deposited amount, interest, etc. This formula has been given below –

F = P [({(1+i) ^n}-1)/i]

This formula represents the following variables –

I Rate of interest
F Maturity of PPF
N Total number of years
P Annual instalments